1. General Disclaimer

The information and services provided by Studio are for general informational and organizational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of our services.

2. No Financial Advice

Any decisions you make based on information from our platform are your sole responsibility. We strongly recommend consulting with qualified financial advisors, accountants, or other professionals before making any financial decisions.

3. Service Limitations

While we work hard to provide reliable services, please be aware of the following limitations:

• Our service may experience occasional downtime for maintenance or technical issues
• Data synchronization may not always be instantaneous
• Third-party integrations may have their own limitations and availability issues
• We cannot guarantee 100% accuracy of automated calculations or categorizations

4. Data Accuracy and Responsibility

You are responsible for:

• Ensuring the accuracy of information you input into our system
• Regularly reviewing and verifying your financial data
• Backing up important financial information
• Reporting any discrepancies or errors you discover

5. Third-Party Services

Studio may integrate with third-party services and financial institutions. We are not responsible for:

• The availability or reliability of third-party services
• The accuracy of data provided by external sources
• Any changes to third-party APIs or services that may affect functionality
• Privacy practices of third-party providers

6. Security Considerations

While we implement strong security measures, no system is completely secure. You acknowledge that:

• Internet-based services carry inherent security risks
• You are responsible for maintaining the security of your account credentials
• You should regularly monitor your accounts for unauthorized activity
• We cannot guarantee absolute security of data transmission

7. Limitation of Liability

To the fullest extent permitted by law, Studio and its affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use or inability to use our services
• Any errors or omissions in our platform
• Any interruption or cessation of our services
• Any loss of data or financial information

8. Regulatory Compliance

Financial regulations vary by jurisdiction. Users are responsible for ensuring their use of our services complies with applicable laws and regulations in their location. We make no representations about the suitability of our services for users in specific jurisdictions.

9. Beta Features and Updates

Some features may be offered in beta or preview versions. These features:

• May not be fully tested or stable
• Are provided "as is" without warranties
• May be discontinued or significantly changed
• Should not be relied upon for critical financial decisions

10. Changes to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We will make reasonable efforts to notify users of significant changes that may affect their use of the platform.

11. Age Restrictions

Our services are intended for users who are 18 years of age or older. We do not knowingly collect information from or provide services to minors under 18 years of age.

12. External Links

Our platform may contain links to external websites or services. We are not responsible for the content, privacy practices, or availability of these external resources. Links are provided for convenience only and do not constitute endorsement.